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Finix

Finix

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About Finix

Finix is a U.S.-based financial technology company founded in 2015 that provides payment infrastructure for software platforms, marketplaces, and businesses. Finix enables companies to embed and manage payment processing directly within their products through APIs, allowing them to accept, split, and reconcile payments while maintaining control over the user experience. It offers features such as card processing, ACH payments, onboarding tools, compliance support, and reporting, helping businesses build customized and scalable payment systems without relying entirely on third-party processors.

Company Details

Regulatory Licenses:
Visa Direct Processor Certification (1.5.11.5.6)Mastercard Direct Processor Certification (1.5.6)American Express Direct Processor Certification (1.5.11.5.6)Discover Direct Processor Certification (1.5.11.5.6)PCI DSS Service Provider Level 1 Certification (1.4.21.5.3)Direct Acquirer Processor Authorization (1.2.3)Visa Direct Integration (1.5.8)Mastercard Send Integration (1.5.6).
Founded: 2015
Headquarters: San Francisco, California
Active Merchants: >24K

Global Coverage

Marker Legend
🧑Active Visitor
🏦Fintech
Operating in 2 countries

Fees Structure

Per Transaction

Custom

Setup Fee

$0

Monthly Fee

$0

Integration

APINo-CodeMarketplaceHosted CheckoutPoint of Sale

Supported Countries

CanadaUnited States

Local Integrations

ACH Direct DebitReal-Time Payments (RTP)FedNowHSA & FSA CardsDigital WalletsInterac DebitEFT (Electronic Funds Transfer)Visa DirectMastercard Send

Features

  • Crypto Support: Yes
  • Settlement: T+7 (Weekly)

Transaction Fees

International

1.5%

Local

2.75%+ $0.3

USD • Visit website for complete pricing details

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