Wise

VerifiedAPI

About Wise

Wise (formerly TransferWise) is a UK‑based financial technology company that offers international money transfer and multi‑currency financial services. Founded in 2011, Wise enables individuals and businesses to send and receive money across borders at lower, transparent fees and with real‑exchange‑rate pricing, avoiding typical bank markups. The Wise platform also includes multi‑currency accounts, debit cards, and tools for holding, spending, and converting money in dozens of currencies, making it popular with travelers, expatriates, freelancers, and global businesses.

Company Details

Regulatory Licenses:

Australia: ASIC AFSL 513764 (Wise Australia Pty Ltd.)APRA ADI (PPF licence)AUSTRAC reporting entityASIC AFSL 545411 (Wise Australia Investments Pty Ltd.)AUSTRAC reporting entityBelgium & EEA: Payment Institution licenseNational Bank of Belgiumpassporting rights across EEAEstonia: Investment firm license 4.1-1/174FinantsinspektsioonBrazil: Central Bank of Brazil authorization (Wise Corretora and Wise Pagamentos)Canada: FINTRAC MSB registration M15193392Revenu Québec MSB licence 902804Hong Kong: MSO license 25-03-03263Customs & Excise DepartmentIndia: RBI Authorised Dealer Category II license (Vaho Forex NDL-ADII-0065-2024)in-principle Payment Aggregator approval (Wise Payments India)Indonesia: Bank Indonesia Fund Transfer Operator licence 21/304/DKI/B/14-001Israel: Capital Market Insurance & Savings Authority license 62727Japan: Kanto Local Financial Bureau Funds Transfer Service Provider registration 00040Malaysia: Bank Negara Malaysia licensed remittancemoney-changinge-money issuanceMexico: CNBV Money Transmitter license 22370New Zealand: Supervised by Department of Internal Affairs (AML)no banking licensePhilippines: BSP Remittance & Transfer CompanyType C EMI/MC/FXD registration 53-0044-00-000Singapore: MAS Major Payment InstitutionMAS Capital Markets Services Licence (Dealing in Capital Market Products)United Kingdom: FCA EMI 900507 (Wise Payments Limited)FCA investment activities 839689 (Wise Assets Limited)United States: FinCEN MSB registrationstate-by-state money transmitter licensespartner Community Federal Savings Bank for additional statesOCC supervision.

Founded: 2011

Headquarters: London, EC2A 4JE, United Kingdom

Active Merchants: >700K

Global Coverage

Marker Legend

🧑Active Visitor

🏦Fintech

Operating in 60 countries

Fees Structure

Per Transaction

Custom

Setup Fee

Monthly Fee

Integration

API

Supported Countries

Local Integrations

StripeShopifyAmazonWooCommerceLocal Bank TransfersPayment LinksQuick PayQR codesInvoicingWise APIAutomated PayoutsReal-time TrackingBatch PaymentsReconciliationQuickBooks OnlineXeroRydoo

Features

Crypto Support: Yes
Settlement: T+0 (Same day)

Transaction Fees

Local

Custom+ $0.33

USD • Visit website for complete pricing details

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